Low- and moderate-income families face numerous obstacles to achieving financial stability. Faced with unstable or low-wage jobs, the high costs of housing, transportation, child care, and other necessities, and disconnection from mainstream financial services, many families find it difficult to avoid burdensome debt and save for future investments and unpredictable expenses.

Municipal leaders can play a pivotal role in building pathways toward financial stability for local residents while simultaneously helping them avoid predatory practices that saddle them with debt. As a guide for municipal leaders, this action kit describes four key components of a successful asset-building agenda.

Download the full Action Kit for more information.