Bearing Advisors

CONNECT WITH A PREVENT+PROTECT ADVISOR 

Bearing Advisors, LLC 
PreventandProtect@bearingadvisors.net 
1-833-270-2500, option 2 

Learn how
Prevent+Protect works

A New Way to Manage Rising Health Care Costs

Prevent+Protect helps cities, towns, and villages strengthen the physical, mental, and financial health of their employees—while managing the rising cost of health care without increasing a city’s benefits budget or reducing employees’ take-home pay.

As local governments face rising health care costs, workforce shortages, and growing pressure to attract and retain employees, Prevent+Protect offers a different approach: use existing tax incentives to make valuable employee benefits more affordable for both the employer and the employee.

Prevent+Protect is an endorsed program of the National League of Cities and is offered through NLC’s Enterprise Partner Program.  NLC Enterprise Partners provide programs designed to strengthen local governments and deliver valuable solutions to NLC members.

One Program. Three Health Priorities. A Transformational Opportunity.

Prevent+Protect brings together three complementary areas of employee well-being—physical health, mental health and financial health—and uses existing tax code provisions to capture income and payroll tax savings to fund those benefits without increasing the city’s benefits budget or reducing employee take-home pay. The result is a program that can help municipalities:

  • Strengthen employee health and resilience
  • Support recruitment and retention
  • Prevent mental health crises
  • Provide meaningful financial protection
  • Generate savings for the employer’s general fund

Why Local Leaders Are Paying Attention

Prevent+Protect helps local governments pursue four priorities simultaneously:

  • Control Costs – Capture available payroll tax savings while addressing the health factors that drive future claims.
  • Strengthen the Workforce – Give employees meaningful support for physical, mental, and financial well-being. Show them you care about them.
  • Support Public Safety – Provide first responders with confidential, proactive mental-health and resiliency resources.
  • Retain and Compete for Talent – Offer a broader employee-value proposition without adding another major employer-funded benefit to the budget.

Watch: First Responder Mental Health 

First responders shouldn’t have to wait until they’re in crisis to get help. This video explores how proactive, confidential mental-health and resiliency support can help police, fire and EMS professionals recognize challenges earlier, connect with specialized resources and build the resilience they need to sustain long careers in public service.

Is Prevent+Protect Right for Your Community? 

Let’s take a closer look. NLC members can learn how Prevent+Protect works, how the financial model applies to their workforce and what implementation could look like for their city, town or village. 

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