Visa Inc. is a global payments technology company that connects cardholders, merchants, financial institutions and governments in more than 200 countries and territories, enabling them to use digital currency instead of cash and checks. Visa has built one of the world’s most advanced processing networks. It’s capable of handling more than 20,000 transactions per second, with reliability, convenience and security, including fraud protection for consumers and guaranteed payment for merchants.

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Visa believes the most important financial tool is not a product - it is knowledge. That is why, for more than a decade, Visa has been developing financial literacy programs that teach individuals how to spend, save and budget responsibly. 

Our free financial literacy programs are global in reach and scope. We have invested millions of dollars in these initiatives and will continue to develop engaging, effective and relevant tools to teach people of all ages the fundamentals of money management. Visa remains on track to meet our redoubled pledge made at the Clinton Global Initiative Conference in 2008 to reach 20 million people worldwide with our financial literacy program by May 1, 2013. To date, we have reached 10 million people as we work towards this goal and we continue to add 1 million more each quarter. 

A Global Approach 

Visa's financial literacy work extends to more than 30 countries and is customized in each based on the level of economic development, cultural standards, educational levels, government priorities and target audiences. Third-party partners - such as governments, schools, banks and nongovernmental organizations - are actively engaged to improve reach, awareness and impact. 

Harnessing the popularity of the world's most popular sport, Visa has created the FIFA World Cup themed "Financial Football," (known as "Financial Soccer" in the US) a fast-paced educational video game. Being rolled out in more than 30 countries in advance of the 2010 FIFA World CupTM, this multilingual game entertains while it teaches the fundamentals of finance. 

Social media channels play a crucial role in Visa's efforts to teach consumers about personal finance. We run Facebook pages, a YouTube channel and a Twitter feed-all focused on financial literacy. 

Take a tour of our many financial literacy programs and learn more about the benefits they deliver to people around the world. 

Strategic Partnerships 

We recognize that to address the global need for financial inclusion and financial literacy will require a collective effort from many different organizations in the private and public sectors. To that end, we have collaborated with leading organizations that have expertise, experience and the ability to help individuals in vulnerable communities by funding their programs and co-developing others that integrate our products, services, payments expertise and financial literacy resources. 

Kiva: Helping U.S. Small Businesses 
In 2010,, the world's first personal micro-lending website, and Visa Inc. announced a partnership to expand opportunities for U.S. small businesses to benefit from the power of microloans. 

ACCION International's Financial Literacy/Innovation Labs 
Visa has partnered with ACCION International, a microfinance organization that provides micro-loans, business training and other financial services to low-income clients around the world. Our current partnership with ACCION supports financial literacy programs and funds Innovation Labs that look for ways to remove barriers to microfinance, improve access to financial services and help others lift themselves out of poverty. 

Oxfam America's Saving for Change 
Visa is a strategic partner of Oxfam America, an international relief and development organization that creates lasting solutions to poverty, hunger and injustice in more than 26 countries by helping poor people use their knowledge and power to transform their lives. 

Local Community Giving (partial list) 
Visa recognizes the importance of supporting the local communities and neighborhoods in which we all live and work. We do this by partnering with organizations that support financial inclusion and those that make a difference in improving our communities. 

At our San Francisco Bay Area headquarters, we support groups such as: 
• San Francisco Food bank 
• Bank on California 
• Biz World 
• Citizen Schools 
• WE Invest - WE Connect 
• Greenlining Institute 
• John Burton Foundation for Foster Youth 
• Lawyers' Committee for Civil Rights (Legal Services for Entrepreneurs program) 
• Mission Language Vocational Services 
• EARN - Tax-Aid 
• Urban Solutions 
• Earth Island Institute 
• Child Abuse Prevention Center